Privacy Policy - California

Last updated: 06/10/2026

At Waterman Bank, we value your privacy and are committed to protecting your personal information.

Under certain state privacy laws, including the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have the right to request that businesses do not sell or share their personal information.

Information We May Collect

Depending on your interaction with our website, we may collect information such as:

Name

Email address

Phone number

Property information

Mortgage and financial information voluntarily submitted by you

IP address and device information

Website activity and usage information

How We Use Information

We may use your information to:

• Respond to your inquiries and requests

• Connect you with licensed mortgage professionals

• Provide mortgage-related information and services

• Improve our website and user experience

• Measure advertising and marketing performance

• Comply with applicable laws and regulations

Exercising Your Rights

If you would like to submit a request to opt out of the sale or sharing of your personal information, or exercise any privacy rights available under applicable law, please contact us using one of the methods below:

Email:

Please provide sufficient information for us to verify your identity and process your request.

Non-Discrimination

We will not discriminate against you for exercising any privacy rights granted under applicable law.

Contact Information

If you have any questions about these Terms and Conditions, You can contact us:

Waterman Bank

NMLS # #414704

248 Lincoln Hwy, Waterman, IL, United States, 60556

For additional information about how we collect, use, and protect personal information, please review our Privacy Policy.

Copyright © 2026 - Waterman Bank - All Rights Reserved.

Residential Mortgage Licensee, Company NMLS #414704

248 Lincoln Hwy, Waterman, IL, United States, 60556

Waterman Bank is an Equal Housing Opportunity lender and/or mortgage broker, as applicable. This website is for informational and lead generation purposes only and is not a commitment to lend. All loan programs, terms, rates, fees, and conditions are subject to change without notice. All loans are subject to credit approval, underwriting guidelines, and property approval.

Refinancing may result in higher total finance charges over the life of the loan. Not all borrowers will qualify. Loan products may not be available in all states.

Waterman Bank is not affiliated with, endorsed by, or acting on behalf of any government agency, including the FHA, VA, USDA, or any other government entity.

By submitting your information, you agree to be contacted by Waterman Bank and its licensed mortgage professionals by phone, text message, and/or email regarding mortgage products and services, including through automated technology. Consent is not required as a condition of obtaining credit.

To verify licensing information, visit https://www.nmlsconsumeraccess.org.